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2931 Waterleaf is fabulous! Should we start with it being lakefront in desirable Whitney Lake? Or, the fact that it received a new roof in 2024, a new water heater in 2024, a new HVAC in 2024, and a new dehumidifier in 2024! Now the home! The front porch is such a great place to enjoy the views of the lake and the sunrise! Entering the foyer, you'll realize the home has such a great flow! There is a nice foyer and a nice flex room at the front of the house! This has been used previously as a formal dining room, a nice conversation space, and currently as a wonderful space for a Grand Piano! The wainscoting in this room and down the hall is an impressive detail. The great room, with a fireplace, is spacious and offers is a lot of natural light to flow into the house. The dining and kitchen area offer a lot of room for entertaining! The kitchen has a nice island, lots of counter space, and a pantry. But let's not forget the storage! This house plan has the most! The powder room as well as the laundry room have large closets! There is also additional storage under the stairs, accessed by the coat closet. The back door leads to an enjoyable screened porch and patio area! Upstairs, you will enjoy the master suite - a large bedroom, spacious closet and a beautiful bath. There are two additional bedrooms and another full bath. One of the bedrooms leads to the balcony, overlooking the lake! It's a great place to sit and enjoy the views! There is a detached two car garage at the back of the yard. This is a must see! The home is delightful and the neighborhood offers walking trails and a lake where you can fish, kayak or paddleboard. There is a firepit, a book nook, and a dock to enjoy!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,150 | $3,270 | $4,149 |
Total Monthly Payment | $3,242 | $3,362 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.