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Welcome to 1408 Charles Ct S, a beautifully upgraded 3-bedroom, 2-bathroom home with a den, located in the highly sought-after McGregor Groves neighborhood of Fort Myers. Perfectly positioned at the end of a quiet cul-de-sac, this home sits on an oversized lot with a spacious front yard shaded by a mature mango tree and a concrete driveway with extra parking. Best of all, there are no HOA fees. This charming residence offers 1, 662 square feet under air, featuring an updated kitchen with shaker cabinetry, recessed lighting, and modern appliances, as well as a remodeled master bathroom with a tiled walk-in shower and a large walk-in closet with custom shelving. All bedrooms have generous closet space, and the flexible den is ideal for a home office or guest area. Enjoy the Florida lifestyle in the oversized screened-in lanai, overlooking a private, fenced-in backyard with a paved walkway and a gated side yard perfect for boat or RV parking. The spacious two-car garage adds convenience, while recent upgrades give peace of mind—including a new roof (2022), a new 3. 5-ton A/C system, water heater, a whole-home water softening system, and garage door opener motor (all replaced in 2019). This energy-efficient home features solar panels to reduce utility costs and hurricane shutters for added protection. Located just a short walk from Christof's on McGregor, the YMCA, Alliance for the Arts, and Broadway Palm Dinner Theater, you’ll love the unbeatable combination of comfort, location, and value. Schedule your showing today—homes like this in McGregor Groves don’t last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,967 | $2,484 |
Total Monthly Payment | $2,445 | $2,420 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.