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The Oaks of Sanford - This contemporary cottage end unit is a perfect blend of modern design and cozy charm, ideally situated right by the community pool. Upon entering, you are greeted by elegant wood flooring that flows seamlessly throughout the first floor, enhancing the open and airy feel of the space. The U-shaped kitchen boasts stunning granite countertops and wood cabinets that provide an ample workspace for culinary creations. The kitchen's layout promotes efficiency while allowing for easy interaction with guests in the adjoining living area. The living room features a striking stone wood fireplace, creating a warm focal point that invites relaxation and gatherings. The impressive cathedral ceilings add to the spaciousness, making this area feel even more inviting and bright. There is a small butler corner by the staircase going up to the bedrooms. This cottage offers three bedrooms, including a bonus room that can easily serve as an office, catering to both work-from-home needs and/or guest accommodation. The two full bathrooms and an additional half bath ensure convenience for residents and visitors alike. Step outside to discover your own private retreat: a mini oasis complete with a charming wood deck, a shed for storage, and a stylish pergola that provides shade for outdoor relaxation or entertainment. The backyard has been thoughtfully designed for low maintenance with its durable AstroTurf, allowing you to enjoy green space without the hassle of upkeep. The master suite is located on the second floor, providing privacy and tranquility. It features an en-suite bathroom designed for comfort and convenience. Completing this wonderful property is a spacious two-car garage, providing ample storage space or room for vehicles. The laundry facilities are conveniently located in the garage, making chores easier to manage. This property is nestled within a community of just 21 detached condos. This home offers both privacy and a sense of belonging. Located close to shopping centers, schools, and essential amenities, this contemporary cottage is not just a house; it's a lifestyle choice waiting for you to explore. Don't miss out - scheduling your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,097 | $2,647 |
Total Monthly Payment | $2,356 | $2,330 | $2,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.