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**This property qualifies for a closing cost credit up to $4, 200 through the Seller’s preferred lender. ** Welcome to a delightful single-family home offering 3 bedrooms, 2 bathrooms, and a 2-car garage, all situated on nearly a quarter-acre lot. With approximately 1, 300 square feet of well-planned living space, this home offers both comfort and functionality. As you enter through the foyer, you’re greeted with a view into the inviting living room. To your left, the bright kitchen features a large front-facing window, white cabinetry, stainless steel appliances, a cozy breakfast nook, and a convenient laundry closet. A serving window opens up to the living room, and there’s direct access to the garage. The thoughtful split-bedroom layout places two bedrooms and a full bath with a tub on the right side of the home — ideal for family or guests. The living room, with built-in wall niches perfect for displaying decor, is filled with natural light thanks to a sliding glass door that leads to the back patio. Tucked away on the left and toward the rear of the home is the spacious primary bedroom, offering a peaceful retreat with a view of the backyard, a walk-in closet, and a private en-suite bathroom. Step outside to the paved patio — a great spot for relaxing or entertaining — and enjoy the fully fenced backyard, a blank canvas ready for your personal touch. Don’t miss the opportunity to make this well-kept home your own!
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Our Executive Mortgage Banker:
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$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,460 | $1,515 | $1,923 |
Total Monthly Payment | $1,721 | $1,776 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.