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ISLES COVE VILLA W/DEEDED DOCK, SAILBOAT ACCESS & SOUTHERN WATERFRONT EXPOSURE Enjoy the ultimate in Florida waterfront living with this spacious 3 bed/2 bath villa in Isles Cove of Punta Gorda Isles. Overlooking Drum Fish Bayou Canal, this end-unit villa includes a deeded dock just steps from the back door with quick sailboat access to Charlotte Harbor via Ponce Outlet as well as a desirable southern exposure, delivering both stunning sunrise and sunset views over the water. Step through a private, open-air courtyard into a light-filled interior with soaring cathedral ceilings, multiple skylights, and tile floors throughout the main living areas. A flowing great room design connects the oversized kitchen, formal dining, and living areas—perfect for entertaining or relaxing. The kitchen features abundant cabinetry, solid surface counters, breakfast bar seating, and a closet pantry. The great room opens seamlessly to an enclosed waterfront lanai featuring a built-in hot tub and panoramic canal views, creating a private oasis designed for year-round enjoyment. The split bedroom floor plan ensures privacy for owners and guests alike. The spacious primary suite features wood-look laminate flooring, two walk-in closets, and a large en-suite bath with dual sinks, a walk-in shower, soaking tub, and makeup vanity. Two guest bedrooms—one currently serving as a home office or hobby space—share a full bath with glass-enclosed shower. A generously sized interior laundry room provides a utility sink and extra storage. Out back, your deeded dock with water and electric hook-ups puts world-class boating and fishing right at your fingertips. Whether you're relaxing on the lanai with your morning coffee or watching boats return home at the golden hour, the southern exposure ensures sunlight and vibrant skies from dawn to dusk. Isles Cove is a tranquil community offering beautifully maintained tropical landscaping, a heated community pool, and guest parking. New tile roofs added in 2024. Located just minutes from Fishermen’s Village, Isles Yacht Club, and historic downtown Punta Gorda- this is Punta Gorda living at its best! Dock your boat just steps from your door and spend your days on the water or out enjoying all the area has to offer including golf, tennis, pickleball, and miles of scenic biking paths. While known for its boating, Punta Gorda also has a vibrant art & music scene with frequent festivals & art fairs on weekends. Wander through the weekly farmers' market for fresh, local finds or hop in & out of the boutique shops on Marion Ave. You'll discover what makes Punta Gorda the ultimate destination for a relaxing life.
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Our Executive Mortgage Banker:
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$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,228 | $2,313 | $2,935 |
Total Monthly Payment | $2,954 | $3,039 | $3,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.