108 PETERSON LANE, Palm Harbor, FL, 34683 | $1,100,000

Under contract-accepting backup offers. A MASTERFULLY REDESIGNED 3-STORY CUSTOM KEY WEST-STYLE HOME located in the COASTAL COMMUNITY of INDIAN BLUFF ISLAND! This ONE-OF-A-KIND RESIDENCE features a PEBBLETEC SALTWATER POOL with SUN SHELF, ELECTRIC-HEATED SPA, EXPANSIVE PAVER PATIO, and FULLY FENCED, PROFESSIONALLY LANDSCAPED BACKYARD—designed for true FLORIDA LIVING. Offering 4 BEDROOMS, 2. 5 BATHROOMS, and a RARE 6-CAR TANDEM GARAGE with CIRCULAR DRIVEWAY, this home has been COMPLETELY REMODELED FROM TOP TO BOTTOM. The SECOND-FLOOR BALCONY seamlessly integrates indoor and outdoor living with stunning VIEWS OF THE POOL and YARD. Step inside to a LIGHT-FILLED GREAT ROOM featuring 10’ CEILINGS, WALLS OF WINDOWS, and LUXURY VINYL PLANK FLOORING throughout. The OPEN-CONCEPT LAYOUT flows into a DESIGNER KITCHEN with KITCHENAID STAINLESS STEEL APPLIANCES, CARRARA QUARTZ COUNTERTOPS, 5-BURNER CERAN COOKTOP, STAINLESS FARMHOUSE SINK, DOUBLE-STACKED COASTAL WHITE CABINETRY, CENTER ISLAND with PENDANT LIGHTING, and a LOW BAR perfect for casual dining. The BREAKFAST NOOK includes BUILT-IN BENCH SEATING with STORAGE DRAWERS. The FORMAL DINING ROOM features a STATEMENT CHANDELIER and CUSTOM SHELVING—ideal for ENTERTAINING or HOLIDAY GATHERINGS. A CUSTOM-BUILT ENTERTAINMENT CENTER offers STORAGE and a DESIGNATED SPACE FOR A 72” TV. A 4-PANEL GLASS SLIDER opens to the spacious TREX COMPOSITE BALCONY with RETRACTABLE SUNSHADE and GATED STAIRCASE to the pool below. BEDROOM 4 is currently used as a HOME OFFICE. A STYLISH POWDER ROOM completes the main floor. BEDROOMS 2 & 3 share a JACK-AND-JILL BATHROOM with a GLASS WALK-IN SHOWER, SUBWAY TILE to the ceiling, QUARTZ VANITY, and INDONESIAN PEBBLE FLOORING.
The THIRD-FLOOR PRIMARY SUITE features HIS & HERS WALK-IN CLOSETS, CUSTOM DRAPERY, and CHANDELIER. The LUXURY EN SUITE includes a SOAKING TUB, DOUBLE QUARTZ VANITY with SWIVEL FAUCETS, SUBWAY TILE, and a GLASS-ENCLOSED WALK-IN SHOWER with DUAL RAIN SHOWERHEADS. INTERIOR LAUNDRY ROOM includes an LG THINQ STACKABLE WASHER & DRYER (SIDE-BY-SIDE OPTION), STAINLESS UTILITY SINK, and CABINET STORAGE. Enjoy the COVERED PAVER POOL PATIO and ENCLOSED OUTDOOR SHOWER—ideal for rinsing off after a BEACH DAY or DOG WASHING! UPDATES: A/C (2023), ROOF (2017), SPRINKLER SYSTEM with RECLAIMED WATER. Just minutes from the PINELLAS TRAIL—a 54-MILE PROTECTED GREENSPACE perfect for WALKING, BIKING, and SKATING—and WALL SPRINGS PARK, a 210-ACRE NATURE PARK with BOARDWALKS, OBSERVATION TOWER, and GULF VIEWS.
ZONED FOR HIGHLY DESIRABLE PALM HARBOR UNIVERSITY HIGH SCHOOL. THIS IS COASTAL LUXURY LIVING AT ITS FINEST!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 90 x 110
  • Laundry: Inside, Laundry Room
  • Year Built: 1996
  • Garage: 6-car Boat, Circular Driveway, Driveway, Garage Door Opener, Golf Cart Garage, Ground Level, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,455
  • Acreage: 0.22
  • Lot Size: 90 x 110
  • Est. Taxes: $15,919
  • HOA Fee: $100 Annually
  • Lot Desc: Flood Insurance Required, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Unincorporated
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8388694
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8388694/108petersonlane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2025 5:49:03 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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108 PETERSON LANE, Palm Harbor, FL, 34683

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 6.865% 6.706%
Monthly Tax Payment $1,327 $1,327 $1,327
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,490 $5,708 $7,666
Total Monthly Payment $6,942 $7,160 $9,118

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.