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3119 OYSTER BAYOU WAY, Clearwater, FL, 33759 | $499,000
Welcome to 3119 Oyster Bayou Way, a meticulously maintained 3-story townhouse located in the heart of Clearwater—just minutes from everything! This end-unit townhouse has been lovingly cared for, and it truly shows in every detail. The surrounding grounds are maintained by the HOA, making this a truly carefree home to own—perfect for those seeking low-maintenance living. Boasting a rare 900 sq ft 4-car garage, two private balconies, and a screened-in patio, this home offers the perfect blend of space, function, and Florida lifestyle. Inside, you'll find countless upgrades, including a new roof (2018), new exterior paint (2023), new interior paint (2025), new water heater (2023), and a high-efficiency AC system (2019) complete with a whole-home air purification system. The guest bathroom has been remodeled as well as the master bathroom. Waterproof flooring was installed in 2021 on the second floor and in the guest bath for added peace of mind. Additional enhancements include a complete water filtration and desalinization system, a new garage door opener with a 10-year warranty, updated LED lighting throughout, and newer appliances including a refrigerator from 2022.
Located less than 9 miles from Clearwater Beach—consistently ranked among the top 5 beaches in the U. S. —this home is ideally situated for enjoying the best of Florida living. It’s just 5. 6 miles from Countryside Mall, offering a wide variety of shopping and dining options, 8. 1 miles from the renowned Clearwater Marine Aquarium, and within 7 miles of three major hospitals. Whether you're relaxing on one of your private balconies, entertaining on the screened porch, or heading out to explore the vibrant local scene, this home is perfectly positioned for convenience and lifestyle. Extras include a garage refrigerator, window curtains, dining room ceiling light, and garage shelving—all staying with the home. With its bright, open layout, ample natural light, and long list of thoughtful updates, this townhouse is a rare find. Don’t miss your chance to own a truly special property in one of Clearwater’s most sought-after locations!
Features
- Amenities: Pool
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Closet, Upper Level
- Year Built: 2000
- Garage: 4-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,806
- Acreage: 0.05
- Est. Taxes: $4,387
- HOA Fee: $313 Monthly
- View: Garden, Trees/Woods
- Pet Policy: Breed Restrictions
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
- MLS#: W7875298
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/W7875298/3119oysterbayouway_clearwater_fl?source=qrflyer
Listing courtesy of SANDPEAK REALTY Phone: 727-232-2192
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3119 OYSTER BAYOU WAY, Clearwater, FL, 33759
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,367 |
| Total Monthly Payment | $3,063 | $3,094 | $3,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388