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Welcome to Terrace Park at Five Towns in St. Petersburg, the popular 55+ active adult community offering a plethora of amenities and located in the northwest area of town with close beach access! This fully updated, adorable 1 bedroom, 1 bath condo located in the Berkshire Building is being offered fully furnished and turnkey, one assigned parking space, pet friendly (with restrictions) and convenient to 2nd floor laundry room. You will love the easy care laminate flooring throughout the entire condo, beautiful kitchen with shaker style cabinets, gorgeous granite countertops, stainless steel appliances including gas range, dishwasher, microwave and refrigerator plus a small breakfast bar to accommodate seating for one. Set up your home office and make room for a guest in the bonus/sun room at the back of the condo with views overlooking the courtyard. The bedroom has a queen bed, dressers and a walk in closet. The modern bathroom offers a tiled step in shower, single vanity, mirrored medicine cabinet and extra storage above toilet. Lots of natural light fills the spacious living room with nice connection to dining room with table to seat 4. There are ceiling fans throughout, a linen closet, plantation shutters on the interior with hurricane shutters to protect windows if needed. Condo also offered unfurnished for $1500/month. One pet allowed up to 25 lbs. with owner's approval and $300 non-refundable pet deposit. NO smoking or vaping. Credit and background check required as well as association approval, interview and fees required. First, last and security deposit due with lease signing. Owner prefers an annual lease but will consider a 6 month minimum or longer. Move in time is flexible. Five Towns community offers 6 pools, 2 fitness centers, tennis and pickleballs courts, walking path around the main center lake, community center and lots of activities, events and clubs. Check it out today!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,280 | $1,280 | $1,280 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $11 |
Total Monthly Payment | $84 | $84 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.