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Charming coastal inspired home located on one of the most desired streets in the highly sought after Rivertowne on the Wando. Set amidst the palmettos and native Lowcountry foliage, and positioned on a tidal creek offering serene marsh views, this home offers everything needed to live the ''river life'! An expansive wrap-around front porch greets you and is the perfect place to relax while catching up with neighbors. Enter through the brand new front door into the welcoming foyer where you'll immediately note custom details including hardwood floors, Wainscotting, plantation shutters, crown molding, and arched case openings. To the right of the foyer is a formal living room/flex space that would be ideal for use as a home office, or ''Cocktail Lounge, '' the latest trend in home design andentertaining. The floor plan flows nicely into the formal dining room so shuffling guests from cocktail hour to the main event is smooth and seamless. Large enough to accommodate friends and family for those special occasion dinners, you'll want to volunteer to host the next big celebration! Adjacent the formal dining room is the warm and workable eat-in kitchen. Boasting maple cabinets, two breakfast bars, a large, sun-filled casual dining nook, pantry, plenty of storage and stainless steel appliances, including a french door refrigerator. A breakfast bar opens to the cozy family room which offers custom to-the-ceiling mantle above a gas log fireplace and access to the sun room. This versatile room features a soothing marsh view and would be ideal as a yoga/wellness studio, playroom, study, or simply a favorite place to enjoy your morning coffee. A much desired main floor owners suite is situated to take advantage of the marsh view and offers an en-suite bath complete with double sink vanity, separate shower, large soaker tub, private water closet, walk-in closet and a linen closet. Additional main floor conveniences include a guest powder room, and a large utility closet plus laundry room. The utility closet is located conveniently off of the kitchen and could be converted into a mud room/drop zone, a walk-in pantry, a homework nook or home command center. No matter what you decide its use, it offers plenty of options for storage and flexibility. Upstairs are four additional bedrooms, each one spacious with generously sized closets. A full bathroom services three of the rooms while one room functions as a secondary owners suite. This room is particularly spacious, offers an en-suite full bath, large closet and a private deck. Generously sized and versatile, it could be a guest suite, teen retreat, secondary family room or ideal game room! Entertain guests for game night and toast the sunset on the upper deck! When you aren't enjoying all that the inside of this home has to offer, you'll find yourself enjoying all that the neighborhood and the Lowcountry Life provides. Launch a kayak from your backyard at high tide, throw out a fishing pole to pass the time, or gather neighbors around the fire pit for s'mores! This home is positioned just a short stroll from the community dock! Updates include recent exterior paint, a freshly painted interior, some brand new windows and a brand new front door and sidelight set. All of this and located in the prestigious Rivertowne on the Wando neighborhood offering three community docks for fishing, boating or just to relax and watch the amazing Wando River sunsets. Enjoy golf at Rivertowne Country Club's Arnold Palmer Signature Course then meet friends at the club for dinner. Additional amenities include neighborhood pool, tennis courts, walking trails and play park all conveniently located to beaches and the world class dining and shopping of historic downtown Charleston.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $876,000 | $876,000 | $876,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,465 | $5,682 | $7,631 |
Total Monthly Payment | $5,590 | $5,807 | $7,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.