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Charming, well maintained and spacious 3-bedroom, 1. 5-bath home in the heart of Waterbury's sought-after Town Plot neighborhood! This delightful property offers a perfect blend of comfort, character, and functionality. Once you step inside, you're greeted by vaulted ceilings that enhance the sense of space and a beautiful brick wood-burning fireplace that adds warmth and charm to the main living area. The farmhouse style kitchen stands out with custom woodwork, commercial-grade Vulcan stove and hood range- ideal for anyone who loves to cook or entertain. The fully finished basement with its own heat source expands your living space and includes a half bathroom, bar, kitchenette, and heated living area-perfect for hosting guests, creating a recreation room, or setting up an in-law or extended-stay suite. Enjoy the upcoming summer days in your private backyard featuring a patio for hosting, above-ground pool, and even a chicken coop-a unique find for those seeking a touch of country living in the city. Additional amenities include central air, natural gas connection, a 1-car detached garage with private driveway, and a low-maintenance yard. Close to schools, shopping, dining, and major highways, this home offers comfort, convenience, and a touch of charm you won't want to miss.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Eat-In Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,909 | $2,422 |
Total Monthly Payment | $2,466 | $2,536 | $3,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.