21 MID PINES Circle, Palm Coast, FL, 32137 | $250,000

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! Low-maintenance living, park-like views, and a condo that doesn't look like 1980 called asking for its finishes back. This 2-bedroom, 2-bath first-floor end unit in The Fairways at Palm Coast has been tastefully renovated (2009) and thoughtfully maintained—right down to the 2019 A/C and the timeless charm of plantation shutters! The 1, 200 square feet of living space feels even larger thanks to big sunny windows and a smart layout that includes a formal dining room, a spacious 12x14 living area, and a glassed-in 9x23 Florida room that practically doubles as your second living room. Need a peaceful place to sip your coffee and admire the greenery? The serene, park-like views from here will do the trick. The kitchen is bright, modern, and ready for action: pewter cabinetry, stainless appliances, a pantry, peninsula for casual bites, and a breakfast nook that makes mornings feel like vacation. The master suite includes a California Closet to keep things organized and stylishno matter how many flip-flops you own. Condo fee handles the un-fun stuff: exterior insurance, exterior and grounds maintenance, termite/pest control, internet, sewer, water and trash. Meanwhile, you get to enjoy the fun stuff: a heated indoor pool, sauna, clubhouse with ping pong, billiards, card room, walking trails and tennis courts that have likely seen more laughter than actual competition. Palm Coast Marina and Hammock Dunes Beach are less than 5 minutes away (because "beach day" should never be a haul). With quick access to 95, shopping is nearby AND both Daytona and St. Augustine are an easy and quick 30-minute drive! First floor end unit, fully renovated, and just enough resort-style living to make every day feel like a getaway!

Features

  • Parking: Assigned, Off Street
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Amenities: Other, Clubhouse, Jogging Path, Maintenance Grounds, Maintenance Structure, Sauna, Tennis Court(s), Trash, Water
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Complex: Palm Coast
  • Year Built: 1980
  • Common Charge: $1,688 Quarterly
  • Approx Sq. Feet: 1,150
  • Est. Taxes: $1,563
  • Lot Desc: Cleared, Few Trees
  • View: Trees/Woods
  • Elem. School: Old Kings
  • Middle School: Indian Trails
  • High School: Matanzas
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
  • MLS#: 2088979
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/2088979/21midpinescircle_palmcoast_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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21 MID PINES Circle, Palm Coast, FL, 32137

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.360% 7.290% 6.404%
Monthly Tax Payment $130 $130 $130
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,364 $1,347 $1,701
Total Monthly Payment $1,569 $1,552 $1,906

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.