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Valley Cottage, NY - Perfectly nestled on over half an acre on a quiet, treelined street in one of Valley Cottage's most sought-after neighborhoods, this beautifully updated home offers the space, style, and location you've been waiting for. Great windows and sunny East/West exposure allows for an abundance of natural light throughout the day. You will love the kitchen with granite counters, custom wood cabinetry and so many cabinets, drawers and cupboards, you will immediately start dreaming of the new dishes and cool cooking gadgets you have always wanted but never had the space for but now you will. The open flow to the dining room and expansive deck overlooking the sparkling inground pool allows for both easy everyday living and effortless entertaining. Relax in your king-sized primary bedroom offering comfort and privacy with its own access to the beautifully updated bath. The bright walkout lower level features a family room opening onto a covered patio leading to the pool area. This level also includes a fourth bedroom, crisp white updated full bath and a bonus area perfect for a home office, gym or playroom. Other highlights of this well cared for and impeccably maintained home include hardwood floors, recessed lighting, new white six-panel doors, inground sprinkler system and water heater. In addition to the inground pool, the large backyard has lots of room to run and play or garden and provides the perfect spot for all your summertime fun. All this and so very much more. Don’t wait; call now. You will be so happy you did.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $1,062 | $1,062 | $1,062 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,765 | $3,908 | $4,959 |
Total Monthly Payment | $4,919 | $5,062 | $6,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.