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Welcome to this exceptionally loved and maintained Colonial-style two-family home, perfectly situated in Manchester’s desired North End. This rare home features 2 living units on a . 23 acre landscaped lot with flowering gardens, irrigation system, a 3-car, 864 sqft detached newer garage and shed. The west-facing farmer's porch provides views of gardens and sunsets through the trees. The owner-hand-crafted wrought-iron fence creates separation and artistic beauty. For your safety and security, this home's CO2 protection is a wired system. The in-home workshop is welder's / maker's dream, and is steps to the shed, garage or basement. Both units have hardwood floors throughout, including the music room’s Australian Cypress. The 2, 350 sf upper main unit has 4-bedrooms, 2 bathrooms, an updated kitchen with granite counters and hardwood island, music or recreation room, bright sunroom overlooking the yard, living and sitting rooms. The 1, 650 sqft first floor has 2 bedrooms, a full bathroom, updated kitchen, sunroom, and flows onto the cozy outdoor porch, accessible from both units. The very-dry 1, 100 sf basement is a comfortable space for recreation, storage, or cooling down on a summer day, with a 3/4 bathroom and direct access to the workshop. Come see this Manchester marvel!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,791 | $3,935 | $4,992 |
Total Monthly Payment | $4,626 | $4,770 | $5,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.