821 PINE STREET, Winter Garden, FL, 34787 | $129,999

ENTITLED SINGLE LOT With APRROVED PLANS!
Build Your Dream - Spec Home -Investment Home in the Heart of Winter Garden! | 821 Pine St, Winter Garden, FL 34787

Rare Ready-to-Build Lot with Approved Plans! High & Dry Ready to Build!
Welcome to a highly sought-after lot located in the heart of Historic Downtown Winter Garden! This vacant residential lot is a rare gem—fully permitted and ready for construction with approved architectural plans to build a stunning two-story single-family home.

Prime Location, Endless Possibilities:
• Just minutes from Downtown Winter Garden – enjoy the farmers market, boutiques, restaurants, and live music events
• Close proximity to Winter Garden Village, local hospitals, and top-rated Orange County Public Schools
• Walking or biking distance to parks, trails, and community events
• NO HOA – freedom to build and live without restrictions!

Features & Highlights:
• High & Dry Ready to Build lot in an established area of Winter Garden Florida.
• Includes approved construction plans for a spacious custom home
• Utilities nearby – ready for immediate development
• Perfect for primary residence, second home, or investment opportunity

Why This Property?
This lot is ideal for anyone looking to build in a vibrant, walkable community where charm meets modern convenience. Without the burden of HOA rules or fees, you have the flexibility to create a home that suits your unique lifestyle.

Schedule a Showing Today!
This opportunity won’t last long! Land like this in Winter Garden is disappearing fast. Call or text Heather Grooms.
Powered by The Landlord Finders Build Real Estate today and make this ready-to-build lot yours!

Visit BuildingFloridaRealEstate

Features

  • Lot Size: 45 x 85
  • View: City
  • Elem. School: Maxey Elem
  • Middle School: Lakeview Middle
  • High School: West Orange High
  • MLS#: O6311402
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6311402/821pinestreet_wintergarden_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2025 4:29:40 AM)
Listing courtesy of LANDLORD FINDERS BUILD REAL ESTATE LLC   Phone: 407-697-4311

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

821 PINE STREET, Winter Garden, FL, 34787

$129,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $103,999 $103,999 $103,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 7.166% 6.268%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $666 $691 $877
Total Monthly Payment $741 $766 $952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.