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This one will please if you want solitude, you enjoy watching the wildlife from your deck and need garage space! Toby will be happy to show you all the gardens! Summer is almost here and the screen porch will be most welcome on hot nights. That is unless you are up on the deck enjoying the hot tub! Step inside to a nice bright open living dining room area. Gleaming wood floors, high ceilings and open to the step up kitchen. While we are enjoying summer, there a nice woodstove here to keep things cozy warm come winter. One step up puts you in this spacious kitchen, lots of cabinet space with easy clean Corian countertop. There is a handy 3/4 bath right here too. Up the wide staircase off the living room you come to the family room with catwalk to the main bedroom. This spacious bedroom has a long walk-in closet. The second door of this bedroom connects to the studio apartment. This apartment has it's own entrance, a full bath with jetted tub, kitchen area, closet, fireplace and door to the large deck. Perfect to rent or for guests and family members. Separate yet together if wanted. There is also a 2 car garage under this room currently used as an art studio. Detached 2 car garage is very roomy for cars, boats, snow machines. . . . . you decide. Lovely perennial gardens surround the house and the standby generator is being installed now so you never had to worry about the power going out! Fiber optic is now available too!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,110 | $3,072 | $3,878 |
Total Monthly Payment | $3,744 | $3,706 | $4,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.