102 77TH STREET, Holmes Beach, FL, 34217 | $8,495,000

Beachfront Bliss on Anna Maria Island!
Welcome to 102 77th Street, affectionately known as “Beachfront Bungalow. ” This rare and charming 4-bedroom, 3. 5-bath coastal retreat is perfectly positioned on one of the most sought-after stretches of sugar-beautiful sand on Anna Maria Island. With unobstructed Gulf views and direct beach access, this home offers the ultimate island lifestyle.

Step outside to one of the largest private beachfront pools on the island, complete with a sun shelf and spa—all framed by lush tropical landscaping. The spacious interior features exposed wood beams, a cozy stone fireplace, and designer coastal furnishings throughout. The gourmet kitchen boasts quartz countertops, stainless steel appliances, and plenty of room to entertain.

The luxurious Gulf-facing master suite includes a private bath with dual vanities, a walk-in shower, and a clawfoot soaking tub with breathtaking water views. Thanks to the Burt Harris approval, this property offers flexibility for future expansion—build up to 7 bedrooms and sleep up to 14 guests.

Whether you're seeking a serene personal escape or a high-performing vacation rental, this property offers both. Located just minutes from Anna Maria’s shops, dining, and attractions, yet tucked away in a tranquil beachfront setting—this is island living at its best.

Don't miss this opportunity to own a true Gulf-front gem. Schedule your private showing today!

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 80 x 145
  • Laundry: Inside
  • Year Built: 1950
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,883
  • Acreage: 0.27
  • Lot Size: 80 x 145
  • Est. Taxes: $37,051
  • Pool: Heated, In Ground
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: A4653468
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/A4653468/10277thstreet_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2025 8:17:08 PM)
Listing courtesy of AMI REALTY GROUP   Phone: 941-794-0204

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

102 77TH STREET, Holmes Beach, FL, 34217

$8,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $6,796,000 $6,796,000 $6,796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.601%
Monthly Tax Payment $3,088 $3,088 $3,088
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $41,844 $43,516 $59,200
Total Monthly Payment $45,057 $46,729 $62,413

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.