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COME HOME to the highly sought after Fruit Hill section of North Providence (also considered Allendale). This beautifully kept 2-to-3 Bed Bungalow is in MOVE-IN condition and offers pleasant conveniences and awesome expansion opportunities with both the unfinished walk-up attic space (great for storage) or the partially finished basement, which comes complete with one possible bedroom along with exterior egress to the backyard patio area. Before you even get to the front door you'll fall in love with the quaint, enclosed front porch, which serves as a 3 season room. The property is immaculately maintained and in move-in condition. It features hardwood floors, a newer roof (installed in 2020), and a detached one-car garage, along with a fully fenced yard, excellent for entertaining or relaxing. The neighborhood for perfect for sunset strolls, plus you'll be walking distance from McGuire Elementary School and more! Centrally located, the home is just minutes to routes 295 and 95, Rhode Island College, Providence College, shopping, dining and more. Only 10 minutes from Downtown Providence, and only 20 minutes from TF Green airport. **There will be no open house events for this home. Only private appointments with pre-approved buyers will be scheduled. Call your Agent for details.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,946 | $2,020 | $2,563 |
Total Monthly Payment | $2,397 | $2,471 | $3,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.