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Cute as a button! No Condo Fee! Quiet Neighborhood! Finished Basement! Ready for a quick closing. This adorable home has been lovingly maintained by the current owner for nearly two decades. Enjoy the quiet neighborhood, delightful sunsets, off street parking and wooded backyard. There is a tranquil deck off the back of the house for the warm summer nights or entering from the rear parking area. Inside you'll love the hardwood floors and convenient layout. The large living room opens to the eat-in kitchen. Newer appliances and coffee bar make this an inviting space. The first floor also has a half bath for guests. Upstairs you'll find a nicely updated bathroom and two large bedrooms, each with their own roomy closets. On the lower level is a great finished bonus room for an office, rec room, media room or play room. Don't worry about storage, because even with all that finished space, there is still a storage/utility room that houses the washer and dryer. This condex really offers it all with updated finishes, a tranquil neighborhood and low cost of living. This cutie won't last!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,909 | $2,422 |
Total Monthly Payment | $2,175 | $2,245 | $2,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.