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203 Plowden Mill in Summerville, South Carolina--a beautifully maintained home in the highly desirable Drayton Oaks community. This quaint community is a short drive to award winning Dorchester 2 Schools and soon to be newly built grocery store and other convenience stores popping up in the area. Built in 2021 by Crescent Homes this residence combines quality construction with thoughtful upgrades, offering a modern, functional layout with timeless finishes. Set on a raised slab foundation, the home features natural gas connections to both the kitchen stove and family room fireplace. Inside, you'll find four spacious bedrooms, including a convenient first-floor guest suite with a full bath, perfect for multigenerational living or extended stay visitors. Upstairs consists of 3 oversized bedrooms, 3 full bathrooms, and a large open loft that provides flexible space for a media room, playroom, or additional living area. The home also includes a dedicated office with French glass doors, ideal for working remotely or managing daily tasks in peace. A formal dining room that provides a refined space for entertaining or hosting special gatherings. The chef's kitchen is outfitted with quartz countertops, a tile backsplash, and a natural gas range, dual electric ovens, stainless steel appliances to include the refrigerator that blends both style and functionality. Upgraded tile in all showers and the kitchen area add a modern designer touch throughout. LPV floors through the downstairs and good as new carpet upstairs. A gas fireplace with a custom shiplap surround serves as the focal point of the family room, creating a warm and inviting atmosphere. Step outside to the expansive 15' x 20' screened porch, perfect for outdoor dining or simply relaxing in a quiet, comfortable setting. Play ball or run with the dogs in the fenced yard overlooking a pond. Garden or just sit and read, options are endless with the spacious yard. Need room for extra cars or guests? This home has a long extended driveway to accommodate. This home has been meticulously cared for and presents in near-new condition, offering all the benefits of new construction without the wait. With its thoughtful layout, high-end finishes, and move-in-ready condition, 203 Plowden Mill is a standout property in one of Summerville's most attractive communities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,330 | $3,456 | $4,385 |
Total Monthly Payment | $3,422 | $3,548 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.