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Welcome to this elegant southern-style home with Stunning Updates and Private Backyard Located on a beautifully landscaped lot adorned with mature trees, this home greets you with a spacious 33-foot ROCKING CHAIR FRONT PORCH, perfect for relaxing and enjoying the shade. The picturesque exterior and serene surroundings provide an ideal introduction to the inviting spaces inside. Upon entering, you'll be greeted by rich HARDWOOD FLOORS that flow effortlessly throughout the main level and upstairs. The home features expansive living areas, including a large formal dining room and a grand great room, where a striking STONE FIREPLACE, complete with new CEDAR MANTLE, takes center stage. This spacious area is perfect for entertaining, and the OPEN FLOOR PAN enhances the home's airy, light-filled atmosphere. The kitchen, boasts SILESTONE COUNTERTOPS, ample built-in cabinetry, and a generously sized PANTRY. The bright SUNROOM is currently being used as a dining area but could easily be converted into an office, playroom, or reading nook. A set of doors between the kitchen and dining room provides additional privacy and charm, enhancing the home's flow and functionality. The home has been thoughtfully updated throughout, including FRESHLY PAINTED WALLS, NEW LIGHT FIXTURES, and stylish SHIPLAP ACCENTS that add a warm, inviting touch. Upstairs, the HARDWOOD FLOORS continue, leading to the spacious master suite, which features a BARN DOOR, generous closet space, and an UPDATED MASTER BATH with GRANITE COUNTERTOPS, a CUSTOM TILED SHOWER with STONE TILE FLOORING. The other two bathrooms are equally impressive, showcasing GRANITE COUNTERTOPS and UPDATED FIXTURES that exude elegance. For added convenience, the LAUNDRY ROOM is located upstairs, near the bedrooms, with ceramic flooring and CABINETRY for extra storage. The ADDITIONAL ROOM provides additional flexibility, offering extra storage space and a closet, making it an ideal 4TH BEDROOM if needed. The private backyard serves as a true oasis, with a 22-foot deck featuring WROUGHT IRON RAILINGS, perfect for outdoor dining or entertaining. A BRICK PAVER SIDEWALK leads around to the oversized driveway, adding to the home's curb appeal. The backyard, enclosed by a PRIVACY FENCE, feels like your own botanical garden, offering a peaceful retreat. Large, 6 FOOT TALL WINDOWS throughout the home help bring the outdoors in, creating a bright and welcoming ambiance. Additional updates include energy-efficient double-pane Low E Argon-filled windows, replaced six years ago, as well as 2 HVAC UNITS (electric for the upstairs and gas for the downstairs), a NEW 40-gallon HOT WATER HEATER, and an OVERSIZED 2 CAR GARAGE with WORKSHOP SPACE and additional storage. The home also features a powder room on the main floor, a mud room with built-in cabinets for coats and shoes, and beautiful CROWN MOLDING that adds a touch of sophistication throughout. This Southern-style home is the perfect combination of comfort, style, and privacy. Located in a highly desirable neighborhood, it offers both peaceful seclusion and easy access to all the conveniences of modern living yet without an HOA!! Don’t miss the chance to make this stunning home your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,073 | $2,630 |
Total Monthly Payment | $2,236 | $2,312 | $2,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.