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Let me Introduce you to this Cozy Brick Home in the small quaint town of Joanna, SC. The Rocking Chair Front Porch leads into the Spacious Living Room. Offering 3 Bedrooms and 2 Baths, it is the Perfect Size to Relax after a long day at work! Featuring Original Hardwood Flooring, a Spacious Guest Bath, an Updated Primary Bath with Tiled Shower, Several Closets for Storage and Recent Interior Painting, this home has so much for you and your family! Per Owner, the Architectural Roof was installed approximately 10 years ago, Some of the Plumbing has been updated, a Rheem Tankless Water Heater has been installed & the Electrical Panel Box has been updated to a 200 Amp. A new Survey was completed 2 years ago adding additional land to your HUGE Yard (. 65 acres) and Offers Plenty of Room for Playing or Entertaining! Lots of Storage in 16x12 Storage Bldg in Backyard which Overlooks a Beautiful Pasture Owned by next door neighbor. There is a 1 car attached carport and 2 car detached carport offering plenty of room for Coverage. Owner will consider giving buyer a paint allowance if buyer doesn't love the pine paneling in the kitchen and dining room. Call today to set up your showing!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,024 | $1,063 | $1,349 |
Total Monthly Payment | $1,168 | $1,207 | $1,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.