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Welcome to Heron Cove, a peaceful, serene, gorgeous neighborhood of beautifully maintained homes! Enter the private gated community and drive by the boat ramp and fishing dock or check out the sparkling pool and club house on the way to your new home. As you approach this beautiful END UNIT the lush green side yard demands a second look! Entering the front door, you have a light and airy great room with cathedral ceilings and a multitude of windows that allows nature in. The first-floor primary suite and ensuite bathroom with a walk-in closet overlooks the back yard and allows for privacy. The great room also leads to a screened lanai that overlooks the wooded area. Enjoy your morning coffee and the deer that love to walk through the neighborhood. To the left of this beautiful great room is a separate dining room big enough to enjoy large family dinners or get togethers. Off of the dining room is a large well-planned kitchen with a breakfast nook and sliders that lead out to a Totally Private enclosed courtyard. This area is perfect for grilling, a hot tub, sunbathing, or create a garden oasis, your choices are endless! A half bath is conveniently located under the staircase that leads up to a large loft as well as two additional bedrooms and another full bath. This home is perfect for a maintenance free lifestyle as the HOA takes care of keeping the lawns manicured as well as outside maintenance on the home. Enjoy the walking community, bring your fishing poles or launch your kayak, canoe or boat to enjoy the beautiful 50 square acre Bird Lake. The Lutz/Land O Lakes community has great restaurants, shopping malls, sports fields, library, parks, and highly rated schools all within a very short distance. Perfectly located to I75, the Veterans Toll Road, Tampa and St Pete airports and the beautiful Florida beaches or check out the major theme parks in Tampa and Orlando for a great get away. Come and check out your new home, it is waiting for you!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,793 | $1,861 | $2,361 |
Total Monthly Payment | $1,967 | $2,035 | $2,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.