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829 E GULF BOULEVARD, #107, Indian Rocks Beach, FL, 33785 | $495,000
2 BED / 1. 5 BATH / 1, 200sf TOWNHOUSE STYLE CONDO WITH PERSONAL BOAT SLIP in arguably one of the best beach towns in Florida…Indian Rocks Beach (or as the locals say…IRB)! This is a SUPERB RENOVATION OPPORTUNITY and could be just what someone (you or your Buyer after reno) is looking for as a PRIMARY, SECONDARY or INVESTMENT property. EAST FACING INTRACOASTAL WATERFRONT with direct water views from the primary bedroom and downstairs living space. PERSONAL DOCKAGE ON SAILBOAT WATER with direct access from the back patio. Property is positioned MERE STEPS from one of several IRB BEACH ACCESS points offering miles of sandy shoreline, sparkling Gulf waters and SPECTACULAR SUNSETS! Property was already underway with renovation prior to being flooded during hurricane Helene (Sept 2024) and presents a unique opportunity to finish it up the way you want. ON TOP OF AN ALREADY GREAT LIST PRICE there is an ADDITIONAL $41, 454. 84 from the Master Assoc. hurricane Helene insurance claim that has been set aside for the new owner to put towards renovation, as the unit is purposefully (as a benefit to Buyer) not being included in the physical storm repair work being managed by the Assoc. ACV appraisal completed by the Assoc. for the entire complex. Updated FEMA renovation allowance for the unit is understood to be approx. $136, 000. Updated documentation pending. 6 MONTH MINIMUM RENTAL, PET FRIENDLY ASSOC. (2 pets up to 30 lbs each). LARGE DRIVEWAY, PRIVATE GARAGE and COURTYARD. IRB is an outstanding and highly desirable beach community with a ton of fun in the sun activities for all to enjoy. Several parks including a waterfront nature park with outdoor exercise equipment, pickleball, tennis and basketball courts, playgrounds, dog park, beach art center and library. Golf cart friendly, great local restaurants, coffee shops and beach boutiques all within the IRB community. You won’t want to leave IRB, but if you have to, it is easy access to anywhere in Pinellas, Tampa and local airports. Be sure to VIEW THE 3D TOUR link for an immediate walk through experience then schedule your in person visit TODAY!
Features
- Heating: Central
- Cooling: Central Air
- Levels: 2
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Inside
- Complex: LA HACIENDA CONDO
- Year Built: 1973
- Common Charge: $736 Monthly
- Approx Sq. Feet: 1,200
- Est. Taxes: $5,203
- Lot Desc: FloodZone, City Lot, In County, Near Public Transit
- View: Water
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Seminole High-PN
- Pet Policy: Number Limit, Yes
- Appliances: None
- MLS#: TB8381207
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8381207/829egulfboulevard_indianrocksbeach_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
829 E GULF BOULEVARD, #107, Indian Rocks Beach, FL, 33785
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
| Monthly Tax Payment | $434 | $434 | $434 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,536 | $2,632 | $3,340 |
| Total Monthly Payment | $3,045 | $3,141 | $3,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388