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Welcome to 12701 N 57th St – Oak Knoll Condo! This spacious and well-maintained END UNIT - two-story townhome/condo in the desirable Oak Knoll community is perfect for both homeowners and investors. With a newer roof (1 year old), an updated electrical panel, and a recently serviced AC system, this home is truly move-in or rent-ready. Currently tenant-occupied on a month-to-month lease at $1, 700/month, the long-term tenant (over 11 years) would love to stay—and there’s room to increase rent, offering solid income potential. The home features a semi-open floor plan with carpet over tile on the first floor (carpet is not tacked down and can be easily removed). The kitchen boasts stainless steel appliances (less than 2 years old), a closet pantry, new blinds, and a newer garbage disposal. The first-floor half bath has been freshly painted, as have all the bathrooms throughout the home. The dining room, living room, and half bath are all located downstairs. The carpets have just been professionally cleaned, and the second floor features laminate flooring throughout—no carpet upstairs! Additional upgrades include: **All new paddle switches and outlets **New fans and light fixtures throughout **Upstairs, you’ll find a laundry closet and two master suites, each with dual closets, new ceiling fans, and tiled tub/shower combos. Step outside to your covered, screened-in back porch, recently painted and perfect for relaxing with a view of the large open green space and community pool. There’s also an additional storage closet on the porch for your convenience. Located just minutes from I-75, shopping, restaurants, and only 4 minutes from USF, this home combines convenience, comfort, and strong rental appeal. With low HOA fees, this is an excellent opportunity you don’t want to miss. Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,024 | $1,063 | $1,349 |
Total Monthly Payment | $1,337 | $1,376 | $1,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.