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Welcome to this wonderful small association of Villas- 8 owners in Lakeside Gardens II in Deep Creek. RARE to find for sale- it has been years since one was on the market. Situated on the widest part of the lake with direct access to the pool this open and updated unit will welcome you for seasonal stays or permanent residence. The villa comes tastefully furnished including a soft goods/kitchen package so all you have to do is bring your suitcase and move in! The kitchen has been updated with modern touches and granite counters along with new appliances. The bathrooms have also been tastefully updated with new vanities and counters. Start you day with the most spectacular sunrise over the water, abound with wildlife, with views of the golf course beyond. At the end of the day the unit is situatated to catch some of the colors of the tropical sunsets too. The access to the Deep Creek Golf course clubhouse is walkable- as are a few of the shops in the heart of deep creek. The convenience of having a garage to keep your car cool and out of the elements is priceless. Hurricane Shutters and a 2022 roof keep insurance costs down- less than 800 a year for the interior policy (association carries coverage for the building/exterior) NO CDD on this property!!! (A savings of thousands per year) The grounds and the pool are beautifully maintained for a carefree lifestyle. Click on the video to take a walk through this rare find.
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Our Executive Mortgage Banker:
Our Insurance Division:
$258,840
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,072 | $207,072 | $207,072 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,376 | $1,746 |
Total Monthly Payment | $1,723 | $1,773 | $2,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.