280 4th ST S, Naples, FL, 34102 | $849,900

Welcome to your dream coastal escape. This 1st floor, beautifully renovated condo combines modern luxury with timeless beachside charm, offering the ultimate in coastal living just 3 blocks from the sparkling Gulf waters. Every detail of this corner unit has been thoughtfully updated with high end finishes, including sleek quartz countertops, custom cabinetry, designer wallpaper & lighting and premium flooring throughout. The open concept living area provides an excellent space for hosting and entertaining with tons of natural light. With spacious bedrooms, spa-inspired bathrooms this condo is the ideal retreat for year-round living or seasonal getaways. Beach Breeze, a newer community, provides an exceptional rental policy allowing weekly rentals with low condo fees and a pet friendly environment. Located in one of Naples' most desirable beachside neighborhoods, you'll enjoy convenient access to white-sand beaches, boutique shopping, fine dining, and world class golf. Don't miss your chance to live the Naples beach lifestyle and comfort just 2 blocks from world renowned 5th Ave while enjoying the serene Gulf breezes and golden sunsets. This property has not sustained any flood or hurricane damage. It sits in a no flood zone per FEMA regulations and does not require flood insurance.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: None,Sidewalk
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: BEACH BREEZE
  • Development: OLDE NAPLES
  • Year Built: 1999
  • Common Charge: $3,000 Quarterly
  • Approx Sq. Feet: 1,058
  • Est. Taxes: $5,735
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Condo/Hotel
  • Pet Policy: With Approval
  • MLS#: 225047644
  • Website: https://www.raveis.com
    /prop/225047644/2804thsts_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Company

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

280 4th ST S, Naples, FL, 34102

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.601%
Monthly Tax Payment $478 $478 $478
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,186 $4,354 $5,923
Total Monthly Payment $4,756 $4,924 $6,493

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.