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Located on a private road in East Calais, Vermont, this home is situated on 5. 7 acres and offers a combination of comfort, space, and natural beauty. Conveniently located in the U-32 school district. This 3-bedroom, 2-bath is bathed in light and features a unique wood stove for heating during Vermont's winters, along with a brand new boiler for efficient heating. The primary bedroom features skylights for gazing at the stars and moon as you fall asleep to the sound of peepers signaling the arrival of spring through the second-floor French doors leading out to a private deck. The standing seam roof and cedar siding are testaments to the quality of construction and will provide many more years of protection from the elements with little maintenance. Outside, the property is landscaped with perennials that provide exciting pops of color as each planting makes its appearance in the spring and summer. The barn includes a tack room and fenced areas suitable for pets, livestock, or a couple of horses. The yard is ideal for outdoor activities like gardening, playing catch, or working in the yard. Additionally, the two-car attached garage and mudroom offers convenience which is hard to find these days.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $551 | $551 | $551 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,812 | $2,919 | $3,704 |
Total Monthly Payment | $3,455 | $3,562 | $4,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.