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Charming 2-Bedroom Home with seperate exterior room in the Heart of Walterboro! Welcome to this adorable 2-bedroom, 1-bath home nestled in the charming city of Walterboro. Bursting with character and thoughtful updates, this home offers comfort, functionality, and outdoor living at its best. Step inside to find a cozy living room featuring a wood-burning fireplace, newer carpet installed in 2019, crown molding , ceiling fans, and window blinds throughout. The spacious kitchen boasts butcher block-style countertops and electric appliances. Enjoy peace of mind with newer windows and a durable metal roof installed in 2012. The fenced-in backyard is a true retreat, complete with mature oak trees offering shade, a utility shed for extra storage, and a large deck perfect for gatherings or relaxing evenings. Additional highlights include a screened-in, covered back porch with a ceiling fan, and a detached bonus room with heat, air conditioning, and ceiling fans ideal for a home office, guest suite, or hobby space. Don't miss this rare opportunity to own a well-maintained, move-in ready home in a quiet, established neighborhood. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $820 | $851 | $1,079 |
Total Monthly Payment | $895 | $926 | $1,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.