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Just Built in 2021 – Spacious 5 Bedroom Home Near Lake Hartwell – No HOA or Restrictions! Welcome to your dream home just half a mile from a public boat ramp on beautiful Lake Hartwell! This like-new 5-bedroom, 3. 5 bath home sits on a peaceful . 61-acre lot that backs to trees, with NO HOA and NO RESTRICTIONS—yes, you can park your boat right in the driveway! Inside, you'll find a thoughtful and flexible floor plan with two bedrooms on the main level, including a luxurious master suite with tray ceilings, dual vanities, walk-in closet, large shower, and garden tub. The fifth bedroom is also on the main floor and currently used as an office—perfect for remote work, homeschooling, or hobbies. The open-concept layout is made for entertaining, featuring an expansive kitchen with oversized island, abundant cabinetry, walk-in pantry, and a spacious dining area ready for gatherings. The living room offers natural light, a gas brick fireplace, and a modern accent wall. There’s also a large foyer and half bath for guests, plus a dedicated laundry room with access to a two-car side-entry garage. Upstairs you'll find a generous loft, full bathroom, and three additional bedrooms—including a loft which is ideal as a rec room, teen suite, or media space. Outside, enjoy your mornings or evenings on the covered patio with a private wooded backdrop. Built with NO CARPET, electric heat, propane gas, city water, and a buried propane tank already in place. Nearby Boat Access & Marinas: Greenpond Landing: 3. 9 miles; Honea Path Boat Ramp; 4 miles, Portman Marina: 4. 3 miles Location Highlights: Anderson University: 8. 7 miles; Downtown Anderson: 7. 2 miles; Clemson University: less than 20 minutes Quick access to I-85, Anderson Rd, and easy trips to Greenville, Atlanta, Asheville, and more. Why wait to build? This well-designed home gives you the modern features you want, the space you need, and the lake lifestyle you’ve been dreaming about. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $391,600 | $391,600 | $391,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,507 | $2,603 | $3,302 |
Total Monthly Payment | $2,662 | $2,758 | $3,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.