5425 CHARLIN AVENUE, Lakeland, FL, 33810 | $549,000

Step into the charm of timeless Colonial Revival architecture blended seamlessly with modern convenience in this
beautifully updated 4-bedroom, 2. 5-bath home located in the heart of North Lakeland. From the inviting wrap-around
front porch to the covered back patio, every inch of this home offers warmth, function, and curb appeal. Inside, you’ll
find a meticulously maintained interior boasting a long list of thoughtful upgrades designed for comfort and peace of
mind. The heart of the home—the kitchen—was fully remodeled in 2018 to feature granite countertops, all-new
appliances, custom cabinetry, a center island, butler’s pantry coffee bar, and a built-in breakfast nook with a custom
table. Both bathrooms were renovated with new granite vanities, updated cabinetry, and modern lighting. Additional
features include fresh interior paint (2021), R30 attic insulation, whole-house surge protection (2022), plantation shutters
in the dining room and primary suite, and gorgeous hardwood flooring added throughout the home in 2023. You’ll also
enjoy the convenience of custom built-ins in the living room, garage storage and a fenced area for pets. This home is
the perfect blend of classic style, beautiful upgrades, and everyday livability. Located near shopping, dining, and
schools, it’s truly a rare find! Schedule your private tour today!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Colonial
  • Year Built: 1997
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,572
  • Acreage: 0.33
  • Est. Taxes: $2,732
  • HOA Fee: $379 Annually
  • Lot Desc: Corner Lot, Sidewalk
  • Elem. School: Sleepy Hill Elementary
  • Middle School: Sleepy Hill Middle
  • High School: Kathleen High
  • Pet Policy: Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator
  • MLS#: L4953064
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4953064/5425charlinavenue_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2025 8:47:10 PM)
Listing courtesy of PAIGE WAGNER HOMES REALTY   Phone: 321-749-4196

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5425 CHARLIN AVENUE, Lakeland, FL, 33810

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 7.166% 6.268%
Monthly Tax Payment $228 $228 $228
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,812 $2,919 $3,704
Total Monthly Payment $3,132 $3,239 $4,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.