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Welcome to Island Bluff! Your James Island oasis! This townhome is 15 min from everything! Wether purchased as an investment or primary residence, this 2 BR 1. 5 BA value has a perfect blend of location and affordability. An updated open concept kitchen opens the entire downstairs space and is only 1 of a few in Island Bluff to have the open concept. New quartz countertops finish off the kitchen. New LED recessed lights in the ceiling & smooth ceiling downstairs. Interior laundry; W & D convey. Full size deck offers great views of the serene pond setting in the rear of the property. New roof 3/25. Rent history avail upon request. All information, including but not limited to HOA info, acreage, taxes, flood zone info, and schools, is solely subject to independent verification by buyer/buyer's agent. If square footage is important, measure
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,665 | $1,728 | $2,193 |
Total Monthly Payment | $1,740 | $1,803 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.