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540 off Center Road, Block Island, RI, 02807 | $2,100,000
Named "Snave House" this charming, Block Island upgraded farmhouse has lovely views of the Great Salt Pond/New Harbor area and the Atlantic Ocean in the distance. The Victorian home features a galley kitchen with pantry, good sized dining room/parlor, den and primary bedroom with full bath on the first floor. On the second floor, there are 3 guest bedrooms, one has an attached small bedroom as a suite, new laundry room and recently renovated bathroom with claw foot bath tub and separate tiled shower. Sit on the classic front porch for summer breezes and watch the boating activity in New Harbor.
This unique property includes a spacious, detached Post & Beam guest house built in 2008. Winterized for year round use it has open kitchen/living/dining room, one bedroom, sleeping loft, one full bath and private, oversized deck with an enclosed shower for outdoor enjoyment. This building is a legal second dwelling if rented to year round Island residents. Otherwise, can be used as a guest house for family/guests, if the kitchen is removed.
Centrally located within walking/biking distance to New Harbor, town playground, tennis/basketball courts, restaurants, beaches and Old Harbor. Excellent rental history.
Features
- Amenities: Marina,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Cabin,Victorian
- Year Built: 1875
- Garage: No Garage
- Heating: None,Space Heater
- Cooling: None
- Basement: Crawl Space,Unfinished
- Approx Sq. Feet: 1,484
- Acreage: 1.1
- Est. Taxes: $8,575
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1385772
- Website: https://www.raveis.com
/eprop/1385772/540offcenterroad_blockisland_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
540 off Center Road, Block Island, RI, 02807
$2,100,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,680,000 | $1,680,000 | $1,680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.625% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.761% | 6.764% | 6.560% |
| Monthly Tax Payment | $715 | $715 | $715 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,938 | $10,757 | $14,519 |
| Total Monthly Payment | $10,778 | $11,597 | $15,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB