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Sailboat Access Waterfront Home with Pool, Custom Kitchen & No HOA! Discover the Florida lifestyle at 149 Small Street SE; a beautifully maintained 4-bed, 2-bath, 1, 935-square-foot home tucked along a wide sailboat canal w/ no bridges & just a three minute ride to open water. Located in a quiet, friendly Port Charlotte neighborhood, w/ no HOA, this home delivers space, charm & serious boating and fishing potential. Step inside to a bright, open layout that flows effortlessly toward the water, enhanced by brand new carpet + fresh paint that give the home a crisp, move-in-ready feel from the moment you arrive. The kitchen is a standout feature; completely remodeled in 2017 with a baker’s mindset in mind. Custom white cabinetry, quartz counters, tile backsplash, newer stainless steel appliances, double convection oven & a built in wood pullout prep board create a truly functional space. Sliding pocket glass doors off the kitchen open directly to the lanai and pool, making indoor-outdoor living feel effortless. In the living room, a wide set of sliding glass pocket doors further enhances the connection to the outdoors, creating a panoramic view of the water and allowing the entire space to open up to the lanai, perfect for entertaining or simply enjoying the breeze off the canal. All 3 dedicated bedrooms are located together along the right side of the home, providing a comfortable & cohesive layout for family or guests. Each room offers ample natural light, fresh carpet & a warm, welcoming feel, while both bathrooms have been tastefully updated; including a stylish primary en-suite that also serves as a convenient pool bath, perfect for outdoor entertaining or rinsing off after a swim. Just off the kitchen & dining area, you’ll find a flexible bonus room that truly elevates the home’s versatility. Whether you need a fourth bedroom, private office, playroom, creative studio, or guest retreat, this space rises to meet your needs. It features its own closet, built-in utility cabinet for added storage & plantation shutters that bring in natural light while offering privacy. Throughout the home, five west-facing windows & the front (southerly) bedroom are all fitted w/ plantation shutters, adding both elegance & function. Outdoors, this home is built for year-round enjoyment. The oversized, heated chlorine pool is perfect for swimming laps or relaxing beneath the fully screened lanai, which is enhanced by stylish shade sails and multiple covered areas for added comfort. There's also extra storage space on the lanai for pool gear, hurricane shutters & more. Whether you’re hosting friends or enjoying a peaceful evening, the space feels like your own private resort. Beyond the lanai, the waterfront lifestyle truly comes to life with two private docks, ideal for sailboats, fishing, or launching your next adventure. With 100 feet of seawall & deepwater canal access, you’ll be cruising into Charlotte Harbor in minutes. Framed by lush, mature tropical landscaping, the backyard is not only picturesque, but also tranquil and secluded, a place to unwind, entertain, or simply enjoy the sun. Additional highlights include a newer roof (2022), clear hurricane shutters, a carport w/ a garage door & deep tandem parking w/ room for a workshop or additional storage. This home blends classic Florida charm w/ thoughtful updates & an unbeatable location; just minutes from Port Charlotte Beach Park, downtown Punta Gorda & all the conveniences of coastal living!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,458 | $2,552 | $3,238 |
Total Monthly Payment | $2,838 | $2,932 | $3,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.