149 SMALL STREET SE, Port Charlotte, FL, 33952 | $479,900

Sailboat Access Waterfront Home with Pool, Custom Kitchen & No HOA! Discover the Florida lifestyle at 149 Small Street SE; a beautifully maintained 4-bed, 2-bath, 1, 935-square-foot home tucked along a wide sailboat canal w/ no bridges & just a three minute ride to open water. Located in a quiet, friendly Port Charlotte neighborhood, w/ no HOA, this home delivers space, charm & serious boating and fishing potential. Step inside to a bright, open layout that flows effortlessly toward the water, enhanced by brand new carpet + fresh paint that give the home a crisp, move-in-ready feel from the moment you arrive. The kitchen is a standout feature; completely remodeled in 2017 with a baker’s mindset in mind. Custom white cabinetry, quartz counters, tile backsplash, newer stainless steel appliances, double convection oven & a built in wood pullout prep board create a truly functional space. Sliding pocket glass doors off the kitchen open directly to the lanai and pool, making indoor-outdoor living feel effortless. In the living room, a wide set of sliding glass pocket doors further enhances the connection to the outdoors, creating a panoramic view of the water and allowing the entire space to open up to the lanai, perfect for entertaining or simply enjoying the breeze off the canal. All 3 dedicated bedrooms are located together along the right side of the home, providing a comfortable & cohesive layout for family or guests. Each room offers ample natural light, fresh carpet & a warm, welcoming feel, while both bathrooms have been tastefully updated; including a stylish primary en-suite that also serves as a convenient pool bath, perfect for outdoor entertaining or rinsing off after a swim. Just off the kitchen & dining area, you’ll find a flexible bonus room that truly elevates the home’s versatility. Whether you need a fourth bedroom, private office, playroom, creative studio, or guest retreat, this space rises to meet your needs. It features its own closet, built-in utility cabinet for added storage & plantation shutters that bring in natural light while offering privacy. Throughout the home, five west-facing windows & the front (southerly) bedroom are all fitted w/ plantation shutters, adding both elegance & function. Outdoors, this home is built for year-round enjoyment. The oversized, heated chlorine pool is perfect for swimming laps or relaxing beneath the fully screened lanai, which is enhanced by stylish shade sails and multiple covered areas for added comfort. There's also extra storage space on the lanai for pool gear, hurricane shutters & more. Whether you’re hosting friends or enjoying a peaceful evening, the space feels like your own private resort. Beyond the lanai, the waterfront lifestyle truly comes to life with two private docks, ideal for sailboats, fishing, or launching your next adventure. With 100 feet of seawall & deepwater canal access, you’ll be cruising into Charlotte Harbor in minutes. Framed by lush, mature tropical landscaping, the backyard is not only picturesque, but also tranquil and secluded, a place to unwind, entertain, or simply enjoy the sun. Additional highlights include a newer roof (2022), clear hurricane shutters, a carport w/ a garage door & deep tandem parking w/ room for a workshop or additional storage. This home blends classic Florida charm w/ thoughtful updates & an unbeatable location; just minutes from Port Charlotte Beach Park, downtown Punta Gorda & all the conveniences of coastal living!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Style: Florida, Ranch
  • Year Built: 1960
  • Garage: Converted Garage, Garage Door Opener, Other, Tandem, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,935
  • Acreage: 0.29
  • Est. Taxes: $3,656
  • Lot Desc: Flood Insurance Required, Oversized Lot
  • View: Park/Greenbelt, Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4653588
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4653588/149smallstreetse_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2025 5:17:32 PM)
Listing courtesy of KELLER WILLIAMS ON THE WATER   Phone: 941-729-7400

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

149 SMALL STREET SE, Port Charlotte, FL, 33952

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 7.166% 6.268%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,458 $2,552 $3,238
Total Monthly Payment $2,838 $2,932 $3,618

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.