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Located in Old Southeast (OSE), one of St. Pete's best historical communities, this 2384SF 110-year-old Arts and Crafts-style home blends historic charm with modern updates! OSE is a coastal neighborhood known as an Artist Enclave district with brick roadways, hexagon sidewalks and social events--the epitome of Old Florida architecture and living! Home is FIVE minutes to downtown St Pete, THREE blocks from Lassing Park, TWO miles to St Pete Pier & 30 min to downtown Tampa! Step back into time with this thoughtfully updated 4 bedroom home. The intact historical details throughout this 1915 built home include old growth cedar exterior, built-in cabinetry, stained glass, wood flooring, built-in bookcases, curved staircasing, restored historic windows and a fireplace set in the primary bedroom and living room! Modern updates of this home include an updated extended kitchen and fully renovated bathrooms. Kitchen details include: custom soft close cabinetry, built-in designer appliances, oversized walk-in pantry (with additional fridge), a wine chiller & a pot filler over the induction cooktop. Solar panels power this home and are owned FREE & CLEAR with power bills as low as $30 per month for most of the year! Old Florida architecture offers a relaxed setting with the beloved front and rear covered porches that truly are an extension of the indoors! Enjoy the easy southern living of the eastern sunrise on the front porch and the western sunset at the end of the day on the rear porch! The 70'x110' CORNER lot is xeriscape for low maintenance & designed as an extension of the FL lifestyle. Entertain at the firepit, take your shot on the putting/bocce ball green or soak in the sun on the extensive 30'x14' paver patio just steps from the kitchen! IMPORTANT updates: 2022 roof, all new 2006 electrical with 2022 upgrades, new plumbing including connection to the city's lines, 2022 sewer line, 2015/2017 HVAC with Reme Halo air purifier & a tankless water heater! Looking for room to expand or add an ADU? The detached garage is ready for your renovation and remains in its current state to prevent zoning restrictions to a new structure! Hurricane ready home is NOT in a flood zone and this home has had no flood damage ++ has solar battery back-up in case of power loss! The OSE community enjoys Lassing Park, 14+acres of greenspace and a beach just steps from home! It is the ideal place to paddle board, kayak, dog walk, fish, swim or for community connection! Zoned for John Hopkins Middle School-Center for the Arts, Journalism and Gifted Studies magnet school. Home is near the Harborage Marina, USF St Pete Campus + Johns Hopkins All Children Hospital and Orlando Health Bayfront Hospital. The Gulf shoreline and best FL beaches are approx 20 minute's drive West or take the SunRunner transportation to get from 'Burg to St Pete BEACH!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.601% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,428 | $4,605 | $6,265 |
Total Monthly Payment | $4,938 | $5,115 | $6,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.