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For newness, a curated aesthetic and a privately fenced backyard with room to thrive — welcome home to 120 Laurel Oak Drive! Nestled in the desirable Oaks at Midway community and built in 2022, the Riverain floor plan features an open-concept layout with arched doorways, a spacious kitchen island, and quartz countertops. The primary suite boasts a two walk-in closet, a storage and linen closet, dual vanities, a walk-in shower and soaking tub for a spa-like retreat. There are two other bedrooms that share a full bathroom at the front of the home, allowing for maximum privacy. The large laundry offers a mud tub and access to the garage that is large enough for parking as well as the quality workbench that is being conveyed. There's also a man door for access to the outside without having to open the garage. Recent improvements include upgraded lighting, ADT system with upgraded sensors, irrigation (a rachio smart system for the front and back yard), and ULVDS40 architectural ceramic window film for solar control, blocking UV rays and reducing solar heat gain while maintaining clear views. Home includes, refrigerator and all other kitchen appliances, washer and dryer. Enjoy outdoor living on the covered patio or take advantage of community amenities including a pool, tennis/pickleball courts, and a cabana—all set to be completed in 2025. Zoned for the award winning Midway/Glenview/TL Hanna schools. Affordable utilities and quick access to shopping, Downtown and I-85 make this home a dream!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,870 | $1,941 | $2,462 |
Total Monthly Payment | $2,209 | $2,280 | $2,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.