74 Vincent Lane, Stone Ridge, NY, 12484 | $699,990

Nestled on a spacious corner lot within a charming subdivision, this meticulously cared-for Colonial home is just minutes from the Historic Hamlet of Stone Ridge. Upon entry, you are greeted by a stunning open foyer featuring exposed brick, a stained glass transom, and a striking staircase with custom wainscoting. The formal dining room seamlessly connects to an inviting country kitchen, complete with granite countertops, a large island, and stainless steel appliances. French doors enhance the elegance of the formal living room, which boasts a cozy fireplace. The family room, with its cathedral ceilings and striking brick fireplace, opens to a rear deck through glass doors, where an above-ground pool, and a beautifully fenced yard await. The yard is a gardener's delight, featuring an abundance of perennial gardens. The first floor is further enhanced by gleaming hardwood floors, a convenient laundry room, a pantry, and a half bath. The second floor impresses with its wide landing and hallway, adorned with exquisite custom trim. The master bedroom is a retreat unto itself, with a newly renovated marble bathroom featuring a walk-in shower, dual vanities, and tiled flooring. Three additional bedrooms and a full bath complete the upper level. The home is tastefully decorated in cool, calming colors, creating a move-in-ready atmosphere. Additional details include oil heating (above ground) and a two-car attached garage, ensuring both comfort and convenience. This home is a perfect blend of style, functionality, and charm.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Baseboard
  • Cooling: None
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,608
  • Acreage: 1.1
  • Est. Taxes: $10,209
  • Lot Desc: Back Yard, Corner Lot, Front Yard, Landscaped, Level, Near School, Part Wooded, Private
  • View: Neighborhood, Trees/Woods
  • Elem. School: Marbletown Elementary School
  • Middle School: Rondout Valley Junior High School
  • High School: Rondout Valley High School
  • School District: Rondout Valley Central
  • Pool: Above Ground
  • Appliances: Dishwasher, Range, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 865129
  • Website: https://www.raveis.com
    /prop/865129/74vincentlane_stoneridge_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Curasi Realty, Inc.   Phone: 845-457-9174

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

74 Vincent Lane, Stone Ridge, NY, 12484

$699,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,992 $559,992 $559,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 7.166% 6.268%
Monthly Tax Payment $851 $851 $851
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,586 $3,722 $4,723
Total Monthly Payment $4,529 $4,665 $5,666

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.