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An outstanding property encompassing four acres of lush gardens, lawns, rock walls, and a pond is the setting for this fully renovated 1840’s farmhouse. Tasteful touches were blended into the structure to give the house a modern feeling without distracting from the integrity of the original dwelling. The main dwelling was raised in 1993, and a full concrete basement was added. The mechanical infrastructure was entirely updated including plumbing, electrical and a 12-zone heating system providing individual heat controls for each room, keeping utility cost at a minimum for a home of this size. The interior was remodeled again in 2012. Wide plank, solid white oak floors, Crown Point cabinets in the kitchen, beadboard, millwork and numerous other accents were added. At this time the existing oil boiler was replaced with an efficient, modulating propane boiler. A pulpit stairway, central fireplace with 3 hearths in adjoining rooms adds unique warmth and ambience to the central living and dining areas. French doors lead to the screened porch, brick patio and extensive gardens. Original wood floors on the second floor add character to the 5 bedrooms, each with private bath and the large family room with vaulted ceilings and antique pool table. The 1500sqft detached home office is heated and air conditioned for those seeking a home business or just a separate entertainment space. Located in a rural residential zone, the property is approved for commercial use if one desires.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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---|---|---|---|
Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.761% | 6.764% | 6.560% |
Monthly Tax Payment | $818 | $818 | $818 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,602 | $7,146 | $9,645 |
Total Monthly Payment | $7,545 | $8,089 | $10,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.