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INSTANT EQUITY! Grab it fast as this home is going to go quick! LOCATION! LOCATION! LOCATION! The quick and easy circular drive puts you directly on/off Camp Road and 8 minutes to dowtown Charleston or to Folly Beach and the ocean!! This includes close proximity to all the major hospitals such as MUSC, VA Hospital, as well as Shawn Jenkins Children's Hospital! The home is fully remodeled with all the luxury finishes you'd expect to find in a much more expensive home, including the stunning 10 foot long quartz countertop island that creates a perfect meeting spot for the whole house. Fresh paint, new metal roof, new luxury vinyl plank floors, new ceiling fans, new fixtures, new hardware, new lighting, new bathrooms, new tiled full front porch, renovated screen porch with brand new steps. Like new 2018 appliances and HVAC. This home is move-in ready, or ready to be a revenue generating rental property fetching over $4000/mo!Rental could be turnkey as majority of contents can convey with acceptable offer! Annual bond and quarterly pest control. X flood zone, and NO HOA! Brand new attic insulation too! The circlular drive make it easy to get on Camp Road and be just minutes from downtown Charleston, Folly Beach, MUSC and Veterans Hospital, and all the food, fun and finds James Island is famous for. . . AND feel like you're miles from everything in your huge private screen porch and fenced back yard. All televisions, beds, blinds, sofa, washer/dryer and appliances including refrigerator can convey with acceptable offer. TAXES SHOWN ARE CURRENTLY REFLECTED AS A SECOND HOME! This home will be easy to mark as a favorite, so set your appointment to see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,600 | $479,600 | $479,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,071 | $3,188 | $4,045 |
Total Monthly Payment | $3,163 | $3,280 | $4,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.