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Welcome to 6 Baneberry, a well-appointed 4-bedroom, 2. 5-bath home nestled on a quiet cul-de-sac in Morning Mist. Enter the main level to find formal dining, cozy living (complete with a fireplace), and an eat-in kitchen that opens to a charming screened porch, ideal for enjoying morning coffee or evening meals outdoors. Tucked away off the living room you'll also find a half bath as well as a dedicated home office that could be an added bedroom or playroom as desired. With all 4 bedrooms conveniently located on the second floor—alongside a laundry room for added ease—this home offers both comfort and practicality. The expansive master suite features a large bedroom, generous walk-in closet, and a private bath, perfect for relaxing after a long day. You won't want to miss the 1000+/- sq ft of unfinished basement that makes this home the perfect match for a growing family or anyone who needs extra storage onsite. This walk-out basement has been stubbed out for a full bath that is easily ready for finishing. There is a double entry door in the workshop and a single entryway door in the living area both leading out to a concrete patio. Additional highlights include an attached 2-car garage and generous fenced yard. Situated on a cul-de-sac lot, this home blends function, space, and flexibility—ready for your personal touch.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,100 | $2,665 |
Total Monthly Payment | $2,239 | $2,316 | $2,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.