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SPACIOUS End Unit, Townhome-Style, Condo w/ 3rd bed/ba & seperate entrance on Garage level in Prime Mt. Pleasant Location! Discover exceptional value & comfort in this larger-than-average 3-bedroom, 3. 5-bath offering 1, 270 sqft (20% larger than most others in this complex) of thoughtfully designed living space. Located within a workforce housing community, this home is subject to a maximum income requirement--providing a rare opportunity for affordable homeownership in a desirable location. Step inside to find 9-foot ceilings & luxury vinyl plank flooring or tile throughout. The floorplan offers plenty of privacy and flexibility: 1st level flex-space perfect for guests or a home office. 2nd level open-concept kitchen is both stylish & functional, featuring granite countertops, stainless steel appliances, 42" white coastal cabinetry, a breakfast bar that flows effortlessly into a cozy dining nook & spacious living area. On the 3rd floor you'll find two generously sized bedrooms, each with its own en-suite bath. The primary bath includes a walk-in tiled shower for a touch of luxury & other bath offers a tub/shower combo. See details on 360 home tour and floorplan drawings. Enjoy the convenience of an attached garagewith painted floor and storage, simply pull in and lower the door for added security. Perfectly located just off Highway 17 and directly across from Oakland Market with WalMart, you'll be minutes from top-rated schools, shopping, dining, Costco, hospital/healthcare, and recreational amenities. Don't miss this rare chance to own an affordable, well-appointed home in the heart of Mount Pleasant and minutes to the beach!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $1,994 | $2,530 |
Total Monthly Payment | $1,996 | $2,069 | $2,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.