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26 Cliff Avenue, #4, Newport, RI, 02840 | $649,000
Charming Newport Condominium Steps from Cliff Walk. Nestled in one of Newport's most desirable locations, this beautifully updated top-floor condominium offers a rare opportunity to experience the best of coastal living. Just a short stroll to the Cliff Walk's Seaview entrance, Easton's Beach, and downtown Newport, this bright and sunny 2-bedroom, 2-bath residence is perfect as a year-round home, seasonal retreat, or investment property. Inside, the unit exudes charm with its loft-style layout, cottage-inspired design, and an operable skylight that floods the space with natural light. The den offers flexible use as a guest bedroom or a private home office, while the galley kitchen features newer appliances with treetop and distant ocean views. A combination of hardwood floors and cozy bedroom carpeting adds to the home's warm, inviting atmosphere. Enjoy distant water view of Easton's Beach from this third-floor vantage point, along with the comfort of economical gas heating and the convenience of in-unit washer/dryer hookups. There's also a shared laundry room located just off the main entrance on the first floor. With two assigned off-street parking spaces and all utilities separately metered, this property offers both practicality and low-maintenance living.
Features
- Parking: 2-car
- Heating: Baseboard,Gas,Hot Water
- Cooling: None,Window Unit(s)
- Amenities: Near Schools,Public Transportation,Restaurant,Shopping,Tennis Court(s)
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area,In Unit
- Complex: Cliff Walk
- Year Built: 1880
- Common Charge: $3,965 Annually
- Approx Sq. Feet: 984
- Est. Taxes: $4,663
- Lot Desc: Corner Lot
- Pets Allowed: Yes
- Appliances: Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator
- MLS#: 1385876
- Website: https://www.raveis.com
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888.699.8876
Contact@raveis.com
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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 Cliff Avenue, #4, Newport, RI, 02840
$649,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,324 | $3,451 | $4,379 |
| Total Monthly Payment | $3,805 | $3,932 | $4,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB