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Welcome to 48 Beacon Street West #15 – a charming one-bedroom, two-bathroom condo located in the heart of Laconia, NH, in the vibrant Lakes Region. This 822 sq ft brick beauty blends historic mill-style character with modern comforts. Soaring cathedral ceilings, hardwood floors, exposed beams, and oversized windows create an inviting, open feel that’s both warm and spacious. The eat-in kitchen is thoughtfully designed with granite countertops, stainless steel appliances, and plenty of cabinet space—perfect for entertaining or quiet nights in. The primary suite offers privacy and convenience with its own full bath, while the second bathroom is ideal for guests. Loft storage area on the 3rd floor could also easily be converted to an office or additional sleeping area. There is also an in-unit washer/dryer for added convenience. Enjoy impeccably maintained grounds and lush gardens now in full bloom. This riverfront gem sits along the Winnipesaukee River, offering kayak access to Lake Winnisquam for your summer adventures. Amenities also include a bike storage room, deeded covered parking, a well-equipped fitness center, and secure building access. Located within walking distance to downtown restaurants, shopping, Fit Focus, the Colonial Theatre, and year-round entertainment and direct access to WOW Trail, this home offers a lifestyle of ease and excitement. Whether you’re looking for a weekend retreat or full-time residence, Unit #15 delivers the best of Lakes Region living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,532 | $1,590 | $2,017 |
Total Monthly Payment | $1,933 | $1,991 | $2,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.