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Step into this beautifully updated 2-bedroom, 2-bathroom condo, featuring two private ensuite bedrooms and a bright, inviting sunroom--perfect for enjoying your morning coffee or a good book. Tucked away in the tranquil back section of the sought-after Twelve Oaks community, this ground-level unit backs onto the serene and historic Fenwick Hall Plantation, offering peace and privacy with no street traffic in sight. Inside, you'll find a spacious, open-concept layout designed for effortless modern living. The light-filled living area flows seamlessly into a stunning kitchen equipped with quartz countertops, stainless steel appliances, and a decorative tile backsplash--a stylish space whether you're entertaining guests or enjoying a quiet evening at home. This thoughtfullydesigned condo includes two ensuite bedrooms that offer both comfort and privacy, and the sunroom provides a flexible, light-filled space for relaxation or a home office. A separate storage unit is conveniently located just about 10 feet from your front door, making it easy to access extra belongings, bikes, or beach gear. The community features a resort-style swimming pool, a fitness center, walking trails, picnic areas with grills, and a clubhouse that's perfect for hosting parties or family gatherings. With plenty of parking available for both residents and guests, everyday living is made simple and convenient. Located just 6 miles from historic downtown Charleston and only 20 minutes from both Folly and Kiawah beaches, this home also places you moments from the vibrant, trendy restaurants of Johns Island, as well as shopping, parks, golf courses, farmers markets, and tennis courts. Driving Directions Note: If you're coming from James Island via Maybank Highway, turn right at the first light immediately after the bridgethis is the entrance to Twelve Oaks. Don't miss the chance to own this lovely, low-maintenance gem in the heart of Charleston's Lowcountry. Schedule your private showing todaythis one won't last!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,793 | $1,861 | $2,361 |
Total Monthly Payment | $1,868 | $1,936 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.