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Welcome to Riverbirch Villas and the simple life! This gated community on the popular Eastside is close to schools, shopping, and the airport. This patio home is immaculate and features a popular 1 story split bedroom floor plan. As you enter you will appreciate the gleaming hardwood floors. A large great room with cathedral ceiling and gas log fireplace for the cold winter nights makes this room perfect for entertaining. The cook in the family will love the extra-large kitchen featuring granite counter tops with lots of cabinets and an island for preparing and eating meals. Enjoy morning coffee in the breakfast area as well. With multiple cathedral ceilings the home is bright and light. At the end of the day, relax in the master suite featuring an oversized and handicap friendly walk- in closet and garden soaking tub plus a separate shower. The corner lot gives you a spacious yard complete with sprinkler system and it’s bigger than most of the homes in the community so you can garden and have privacy too. The handyman will appreciate the 2-car garage with workbench and storage cabinets. The low monthly HOA fee covers lawn care, trash pickup, and termite warranty. Now, here is the icing on the top. . . the HVAC is all brand new (with added insulation in the attic) in December of 2023 per seller. New roof also installed in 2018 and water heater in 2020. That counts for thousands of dollars in upgrades! There are many other added features like plantation shutters, custom blinds/Roman shades, window treatments, and much more! Hurry, because this great home is going to make someone so happy!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,690 | $1,754 | $2,226 |
Total Monthly Payment | $1,885 | $1,949 | $2,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.