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Discover this charming 3-bedroom, 2. 5-bathroom home in the coveted Mill Creek Community, where affordability meets modern luxury in an unbeatable location. Nestled on a private ½-acre lot with stunning water and conservation views, this residence offers a serene escape with a private saltwater pool, perfect for relaxation or entertaining. Mill Creek’s low HOA, absence of CDD fees, and top-rated schools make it a rare find, with oversized lots ensuring privacy and exclusivity.
Inside, rich hardwood floors grace the living room and office, radiating warmth and character. The inviting front porch and multiple French doors—off the living room, dinette, and guest bedroom—seamlessly connect to the lanai and pool, enhancing indoor-outdoor living. The guest bedroom features a built-in Murphy bed for space-saving versatility, while the office with French doors provides a quiet workspace. The kitchen, a chef’s delight, boasts a butcher block prep island and prep sink, ideal for culinary creations.
The expansive primary suite is a luxurious retreat with a custom onyx shower and dual vanity. A standout feature is the fully paid-off solar panels, delivering the current owner a net-zero electric bill each month, making energy costs remarkably affordable and sustainable. Additional upgrades include exterior paint 2025, roof replaced in 2019, AC 2016, and most windows replaced with hurricane impact windows in 2017 for added security. Plantation shutters on many windows elevate both style and privacy.
With a 2-car garage and timeless appeal, this home combines affordability, modern upgrades, and the tranquility of Mill Creek’s private, spacious community—perfect for those seeking value and quality in an exceptional location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,560 | $3,695 | $4,689 |
Total Monthly Payment | $3,946 | $4,081 | $5,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.