95 OCEAN CREST WAY, #531, Palm Coast, FL, 32137 | $750,000

One or more photo(s) has been virtually staged. Live the Club Life—only if you want to! This renovated, contemporary top-floor penthouse villa is one of the most desirable residences in the private, gated community of Hammock Beach. Just steps from the Hammock Beach Resort, this villa enjoys a prime location that provides easy walkability to the resort’s lobby, restaurants, and beach access. This rare penthouse villa offers one of the most spacious layouts in the building, setting it apart from the standard floor plans and delivering elevated lake views with glimpses of the Atlantic Ocean.

Spanning 1, 859 square feet, this 3-bedroom, 2. 5-bath villa features soaring vaulted ceilings and has been thoughtfully updated with new luxury vinyl flooring, modern ceiling fans, and contemporary light fixtures—creating a bright, open, and stylish atmosphere. The renovated dry bar in the great room showcases striking dark blue cabinetry and granite countertops—a custom detail echoed in all bathrooms for a cohesive, high-end design. A private two-car garage with epoxy flooring and open shelving provides both convenience and additional storage, and elevator access to this top-floor unit makes single-level living a breeze.

The open kitchen shines with granite countertops, stainless steel appliances, and a layout that’s perfect for both entertaining and everyday life. Both the spacious primary suite and the great room open seamlessly onto a large covered balcony—an ideal spot to relax with morning coffee or unwind at sunset, surrounded by tranquil lake views and coastal breezes. The primary bathroom includes a makeup vanity, custom mirrors, a soaking tub, separate shower, generous storage, and added custom cabinetry for even more functionality. A full-size washer and dryer are also conveniently located inside the unit.

Short-term and vacation rentals are allowed, offering excellent flexibility for personal use or investment income. The building just received a brand-new skim-coated parking lot, and you'll love the eight EV charging stations conveniently located in the downstairs parking area.

With an optional club membership, you’ll gain access to a wide array of world-class amenities, including nine resort-style pools (with a lazy river and indoor pool), five on-site restaurants, a full-service spa and fitness center, two championship golf courses (including the Jack Nicklaus Ocean Course), tennis and pickleball courts, and a beautiful private beach. The community also offers a packed social calendar with events for all ages, ensuring that there’s always something to enjoy, whether you’re seeking relaxation or social engagement.

Whether you’re seeking a peaceful coastal escape or a fun-filled lifestyle, this stunning villa offers the best of both worlds. Renovated, spacious, and beautifully appointed—this is Florida resort living at its finest. Don’t miss this rare opportunity!

Features

  • Elevator: Y
  • Amenities: Gated, Security
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 2005
  • Garage: 2-car Electric Vehicle Charging Station(s), Under Building
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,859
  • Acreage: 0.31
  • Est. Taxes: $8,690
  • HOA Fee: $1,326 Monthly
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC309776
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC309776/95oceancrestway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2025 10:17:17 AM)
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95 OCEAN CREST WAY, #531, Palm Coast, FL, 32137

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 7.166% 6.268%
Monthly Tax Payment $724 $724 $724
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,842 $3,988 $5,060
Total Monthly Payment $4,658 $4,804 $5,876

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.