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Step into timeless charm with this lovingly maintained 1940s Cape Cod, offering classic design, cozy spaces, and a warm, welcoming feel throughout. Nestled in the highly desirable Lacey Field neighborhood in New Windsor, this home blends original character with thoughtful updates, creating the perfect balance of vintage appeal and modern convenience. This meticulously maintained 3 Bed 2 Bath home offers curb appeal with bay window, manicured yard, and attached garage with oversized driveway. Inside you'll find original hardwood floors, moldings, wood doors and hardware, brick fireplace, and built-ins corner cabinets in the Dining Room that reflect the home's rich history. The bright and inviting living room features a fireplace, galley Kitchen with Dining Room, 3 bedrooms in all , including 2 main-level Bedrooms for families or guests and 1 full bath with new cabinet and sink. Upstairs, the charming dormered Primary Bedroom with cathedral ceiling, full Bath and spacious additional room for Office, Sitting Room or Nursery plus an enclosed porch provide the perfect retreat lending flexibility with living space. Step outside to a lovely screen porch with awning overlooking a private fenced backyard in a park like setting with mature trees, patio and shed - perfect for relaxing, gardening, or enjoying the outdoors. New in 2023 vinyl windows, gutters and gutter guards, and garage door. All municipal services including water, sewer and natural gas utilities. Prime location for commuters - 5 minutes to Newburgh Ferry to Metro North Beacon Station 20 minutes to Rt 9w to West Point or Rt. 32 to Woodbury Commons .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,228 | $2,313 | $2,935 |
Total Monthly Payment | $2,852 | $2,937 | $3,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.