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Great potential and solid bones! Welcome to this spacious 4-bedroom, 2-bathroom home offering 1, 938 sq ft of comfortable living space. Located in a desirable neighborhood, this home is perfect for buyers looking to personalize and add their own touches. Step inside to find an open-concept kitchen that flows seamlessly into the family room, complete with a breakfast area and counter seating for four — ideal for casual meals and gatherings. The home also features a dedicated formal dining room and separate living room, providing flexibility for entertaining or creating defined living spaces. You'll appreciate the laminate flooring in main areas, carpeted bedrooms for comfort, and a dedicated laundry room for added convenience. The bedrooms are generously sized, offering plenty of space for family, guests, or a home office setup. While the home does need some updates, the layout, square footage, and overall structure provide an excellent foundation to build equity and make it your own. Don't miss this opportunity to transform a well-built home into your dream space — schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $448 | $448 | $448 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,537 | $1,595 | $2,024 |
Total Monthly Payment | $2,060 | $2,118 | $2,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.